Privacy Policy for Koru Risk Management, LLC

Koru Risk Management, LLC ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy outlines our practices regarding the collection, use, and disclosure of personal information that we receive from users of our website and services.

1. Information We Collect
   
   Personal Information: We collect personal information that you voluntarily provide to us, such as your name, address, email address, phone number, and any other information you choose to provide.
   
   Non-Personal Information: We collect non-personal information about your interactions with our website, including IP address, browser type, operating system, referring URLs, and other technical data.
   
   Categories of Personal Information Collected:
2. • Identifiers such as name, address, email address, and phone number.
   • Commercial information such as records of products or services purchased.
     
   • Internet or other electronic network activity information such as browsing history and interaction with our website.
   • Geolocation data.
   • Professional or employment-related information.

2. How We Use Your Information
   
   To Provide Services: We use your personal information to provide you with insurance products and services, including quoting, underwriting, policy administration, and claims processing.
   
   Communication: We use your personal information to communicate with you, respond to your inquiries, and provide customer support.
   
   Marketing: We may use your personal information to send you marketing communications and promotional materials that may be of interest to you. You may opt out of receiving these communications at any time.
   
   Improvement of Services: We use non-personal information to analyze how our website and services are used, to improve our offerings, and to enhance user experience.
3. Sharing Your Information
   
   Service Providers: We may share your personal information with third-party service providers who assist us in providing our services. These service providers are contractually obligated to protect your information and use it solely for the purposes for which it was provided.
   
   Legal Requirements: We may disclose your personal information if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).
   
   Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred to the acquiring entity.
4. Security
   We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
5. Your Choices
   Access and Correction: You may request access to the personal information we hold about you and request corrections to any inaccurate or incomplete information by contacting us at info@korurm.com.
   
   Opt-Out: You may opt out of receiving marketing communications from us by following the unsubscribe instructions provided in those communications or by contacting us directly.
6. Cookies:
   Most web browsers are set to accept cookies by default. You can choose to set your browser to remove or reject cookies; however, doing so may affect your ability to access or use certain features of our website.
7. Changes to This Privacy Policy
   We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on our website and updating the effective date. Your continued use of our website and services after any changes have been made constitutes your acceptance of the new Privacy Policy.
8. Contact Us
   If you have any questions or concerns about this Privacy Policy, please contact us at:
   ‍
   Koru Risk Management, LLC
   202 Newport Center Drive
   Newport Beach, CA 92660
   ‍Info@korurm.com